Monday, December 26, 2016

Android Pay will work in Russia next year Finanz.ru

Payment system Pay Android, similar to Apple Pay, work in Russia on all smartphones with the same operating system next year. A source close to the Central Bank, has promised that in the new year all smartphones with NFC chips on Android will become a full-fledged payment instrument. While pay mobile phone only the owners of some models of iPhone and Samsung, remind “news”.

it is Assumed that in 2017 Android Pay will work not only on Samsung smartphones but also on devices from Lenovo, Alcatel, Huawei, Ham, LG and many Chinese models at affordable prices. According to estimates of “Euroset”, the largest market share in Russia still account for Android devices (87%), second place in iOS (10%), and the third – Windows (2%). The project for payment of purchases via smartphones based on Android will be implemented in partnership with several banks, including Alfa-Bank, Raiffeisenbank, Binbank, and Tinkoff Bank, the newspaper writes.

the Bankers think its part of the contactless technology is extremely promising, especially in combination with Android operating system dominating the market. The head of Department of development of mobile services of the Bank Pavel Mikhalev pointed out that if you are paying using your client’s identity using fingerprint or passcode that allows you to enter the card’s PIN code on the terminal. He expects the next year to 20% of the customers of the Bank with the appropriate mobile device will begin to use the service to make purchases with your phone.

According to the leading expert of Department of audit of security Digital Security Sergey Belov, thus eliminating the risk that the customer’s card can copy. “Android Pay allows you to pay not only with phones and tablets based on Android, but with a watch with NFC on Android Wear 2.0 and higher,” he added.

Recall of own payment system American Corporation Apple payment system Apple pay allows you to pay for purchases with your smartphone via NFC (Near Field Communication – “near field communication”) using a special program. It can be used for payments in stores and on the Internet. Payment system with NFC is the Samsung pay, which was launched in Russia at the end of last September. The NFC-enabled cell turn into a virtual Bank card. To pay for the purchase, the smartphone is applied to the terminal and the purchase amount is deducted from the customer’s Bank card. Also, payment cards with contactless technology Visa PayWave and MasterCard PayPass.

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